Terms of Service

Last updated: November 2025

Agreement to Terms

By accessing and using the Gukora website, you agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use our website.

Description of Service

Gukora is an informational website providing educational content about personal finance literacy, everyday budgeting habits, and expense tracking principles. Our content is strictly educational and informational in nature.

Educational Purpose Only

All content on Gukora is provided for educational and informational purposes only. We do not provide financial advice, investment recommendations, or personalized financial guidance. Our content describes common budgeting approaches and financial literacy principles without making specific recommendations for individual circumstances.

You should not rely on our content as a substitute for professional financial advice. For specific financial guidance, consult with qualified financial professionals.

No Financial Advice

Gukora is not a financial advisor, investment advisor, or financial services provider. We do not offer, recommend, or endorse any financial products, services, or strategies. Nothing on our website constitutes financial advice or a recommendation to take any specific financial action.

User Responsibilities

When using our website, you agree to:

  • Use the website only for lawful purposes
  • Not attempt to gain unauthorized access to any part of the website
  • Not transmit any harmful code, viruses, or malicious software
  • Not use the website in any way that could damage, disable, or impair its functionality
  • Understand that our content is educational and not personalized advice

Intellectual Property

All content on Gukora, including text, graphics, logos, and images, is owned by or licensed to us and protected by copyright and other intellectual property laws. You may view and print content for personal, non-commercial use only. You may not reproduce, distribute, or create derivative works without our express written permission.

Accuracy of Information

While we strive to provide accurate and current information, we make no warranties or representations about the accuracy, completeness, or reliability of our content. Information may become outdated, and we are not obligated to update content regularly.

External Links

Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of third-party sites.

Limitation of Liability

To the fullest extent permitted by law, Gukora and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use our website or content. This includes any financial losses or damages resulting from decisions made based on information from our website.

Disclaimer of Warranties

Our website and content are provided "as is" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Indemnification

You agree to indemnify and hold harmless Gukora and its operators from any claims, damages, losses, liabilities, and expenses arising from your use of the website or violation of these Terms of Service.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated revision date. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.

Governing Law

These Terms of Service are governed by the laws of the Province of Alberta and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Contact Information

For questions about these Terms of Service, please contact us:

Gukora
10123 104 Street NW
Edmonton, AB T5J 1A1, Canada
Email: hello@gukora.com
Phone: +1 780 495 6183